|This picture is irrelevant - I just happen to like it|
Okay so I’ve now been caught twice by this. You get an envelope from the student loan company and it tells you the loan you’ll receive and the size and date of the instalments you’ll receive.
You smile to yourself that this is another vital item checked off the list, and you file it away.
Then, weeks later, you discover that your loan is still on hold.
The reason - right at the back of the letter you received is a declaration which you need to sign and post back. Without it, nothing will happen!
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